Public Liability Insurance
As you are aware, all clubs that affiliate to Durham County Football Association are provided, as part of the affiliation process, with Public Liability Insurance.
The Durham County FA Ltd has dealt with COBRA Corporate Solutions Limited for several years and has found the service provided to be both professional and efficient. The Association provides player to player cover for up to £5,000,000 and this provides peace of mind for all members who are part of the scheme. Any claims are dealt with immediately and take away the added pressure claims can cause.
Please note that it is important that all members of your club, particularly the players, familiarise themselves with the scope of the policy. A copy of the policy wording is available on the right hand side of the page under 'Related Documents'.
Significant Features, Benefits and Exclusions:
Although we would recommend that the policy wording is read in full, we can summarise the significant features and benefits as follows:
The significant Features and Benefits of this Policy are:
Limit of Indemnity £5,000,000 any one occurrence
Liability of Player-to-Player extension, available subject to the payment of the appropriate additional premium (optional)
Liability of Member-to-Member extension (automatically included)
Liability arising out of the ownership or operation of premises, including changing rooms
Liability arising out of the use of premises hired, leased or rented
Liability arising out of the provision of first aid or emergency assistance
Liability arising out of fundraising activities and tournaments involving up to 1,000 persons
Liability arising out of the use of motor vehicles not licensed for road use (e.g. ride on mowers)
Liability arising out of the operation of car parks
The significant Exclusions and Limitations to the Policy are:
£100 excess in respect of damage to third party property
Hazardous fund raising activities
Contract Players
Employers Liability
Deliberate Acts
Disqualified or Suspended Players
We would advise all clubs to make a copy of this letter, and the policy wording, available to their players. Should you have any queries in relation to the contents of this letter, or the cover in place, please do not hesitate to contact John Topping, Company Secretary, Durham County FA Ltd, ‘Codeslaw’, Riverside South, Chester le Street, County Durham. DH3 3SJ or telephone 0191 3872929.